X-Sheet Invoicing – Good starter business finance software

X-Sheet-Invoicing

X-Sheet Invoicing is a wonderful little financial management application for business developed by the folks at Development-X to show the flexibility and ease of use of their X-Sheet technology.  I use X-Sheet to manage my own consulting finances.  I’m a small enterprise and find this app takes care of everything I need easily and cleanly.

It offers invoicing and credit processing, customer management (including accommodation for notes and reminders), extensive reporting,  payments and deposit management.  When it comes time to compile data for tax report, I’m truly happy I use this software.  That data colletion couldn’t be easier.

Oh, and this app is free.  That’s right.  It’s been free since it’s inception.  I’ve been using it for almost 10 years.  Thank you folks at Development-X!

Money: Degrees of Separation

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Flickr Photo Credit: Notratched

We’ve all heard about the idea of degrees of separation when it comes to how far removed we are from knowing a particular person. For example, you have a friend who’s aunt works on a committe along with a specific public figure . . . something along those lines. But have you ever thought about applying this line of thinking to financial decisions and how far away or close they bring us to a particular goal such as long term travel? Read more

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Calculate the percentage of savings between two different prices on an item rather than assume a “few cents more” doesn’t matter. Why? Because it does matter. Read more

Money: Interest Rates and Online Savings Accounts

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Flickr Photo Credit: MarcoPapale.Com

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Money: What’s Your Hourly Savings Rate?

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Flickr Photo Credit: Jussi O.

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The Complete Tightwad Gazette, by Amy Dacyczyn

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This title is the complete collection of Amy Dacyczyn’s newsletters, previously available by purchasing the first, second and third volumes only. Read more

The 16% Solution: How to Get High Interest Rates in a Low Interest World with Tax Lien Certificates

 16 Percent Solution

Photo Credit: Amazon.Com

This book by Joel S. Moskowitz provides a fairly detailed analysis on using tax lien certificates as higher rate investment tool. Read more